“Regular harsh braking and acceleration – especially if this involves exceeding the speed limit – will bring your driver score down, meaning your premiums could go up significantly when it comes to renewal.

“Worst-case scenario? If your driving is considered dangerous, your insurer could cancel your policy altogether. This could also make it difficult to gain coverage from another provider.”

Still, most UK insurers say they won’t inform the police if you speed unless there’s a policy inquiry or a severe incident.

Motorists must remember to keep black box insurance devices plugged in at all times to remain eligible for safe-driving discounts.